UK Current Accounts Comparison Tables, Latest Rates and Direct Links

How to Use the Current Comparison Table
The currently available Current accounts are displayed in rows. To get further information or start off an online current account application, click either the bank name or the "Apply" link at the end of every row. Another window will open and display the current account information. This is a shortcut to EXACTLY the information you require!

Some of the best saving account rates require special criteria before they allow an account to be opened. The current account FAQs below give a basic outline of the most popular current accounts. The availability and criteria of these accounts can change from time-to-time, so it's worth using the links in the comparison table above to check from the individual bank or building society web site to ensure you have the most up-to-date current account information.

UK Current Account FAQs

cahoot Current Account
smile Current Account
Intelligent Finance Current Account
First Direct Current Account

Please be aware, these FAQs give the very basic outline of how the various current accounts operate. YOU SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT ACCOUNT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.

cahoot Current Account

• High in-credit rates. 
• Overdraft buffer - first £100 interest free. 
• Simple steps to switch to cahoot. 
• Free purchase protection. 
• Maximise on your interest; transfer any excess credit each month to your cahoot savings account. 

anytime anywhere access 

• Bank online or use our mobile banking and automated telephone services, 24 hours a day†. 
• Receive personalised account alerts via email and mobile text messaging. 
• Use over 700,000 VISA cash machines worldwide. 
• Free use of 41,000 LINK machines in the UK‡. 
• your security - our priority 
• Use your webcard to shop online without your plastic. 
• The latest technology to safeguard your details. 
• Secure banking - however you access your accounts. 
• Greater security with CHIP and PIN. 

YOU SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT ACCOUNT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.

smile Current Account

• customer service is tip-top 
• switch all your standing orders and direct debits for you 
• use 'normal' language - don't try to baffle you with financial mumbo jumbo 
• give you all the freedom of banking online - all your smile accounts can be managed in one place 
• staff are always available to help, by email or over the phone 
• Ethical Policy guarantees your money won't be invested with anyone with a less than perfect record on anything from human rights and animal rights to genetic modification and arms trading 
• do everything we can to be as ecological as possible 
• over 3% of profits go towards community investments 
• 98% of the energy used is from renewable source 
• win awards too - on everything from current account and credit cards to website and customer service. 

YOU SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT ACCOUNT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.

Intelligent Finance Current Account

A current account with Intelligent Finance helps your money work harder, every day of the month. 

This account offers:

• An interest rate of 2.50% AER/GROSS Variable, calculated on the basis of daily balances - one of the UK's highest 
• Withdraw up to £300 a day from over 800,000 cash machines all over the world 
• Debit card, with £100 cheque guarantee facility 
• Hassle free move: our dedicated team will ensure all your direct debits and bill payments are moved over quickly and efficiently - and they'll keep you informed every step of the way 
• View your balance, move money and pay bills with our easy to use online banking service. 
• By offsetting you can use the balance of your current account to reduce the amount of interest you pay on your offset mortgage. For example, if you have £60,000 outstanding balance on an offset mortgage and £1000 in your current account, by not receiving interest on your current account balance, you won't pay interest on £1,000 of the outstanding mortgage balance. 

YOU SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT ACCOUNT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.

First Direct Current Account

Bank Account offers you:

• free day-to-day banking 
• automatic fee free £500 overdraft - subject to status 10.9% EAR variable 
• £500 a day cash machine withdrawals 
• bank online, by telephone and text message 
• we help you transfer your salary, standing orders and direct debits 
• up to 2.00% AER (1.98% gross) interest on credit balances 
• card with chip and PIN technology for greater security 
• a 15 year proven track record of satisfied customers.

YOU SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT ACCOUNT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.

The availability and criteria of these bank accounts can change from time-to-time, so it's worth using the links in the comparison table above to check from the individual bank or building society web site to ensure you have the most up-to-date current account information.